Historical interest rates
To be clear and transparent, we make our past interest rates available to all customers.
Our rates may change from time to time, so the rates you see today may not be available tomorrow.
Easy Access
The interest rates below were available to customers on the listed issue date. Existing customers can log in to online banking to check their current applicable rate. For details on how we notify you of interest rate changes, please refer to your Savings Terms.
| Rate type | Date issued | AER%* | Gross%** |
|---|---|---|---|
Current | 12/02/2025 | 4.52% | 4.43% |
Existing | 06/01/2025 | 4.66% | 4.56% |
Existing | 11/12/2024 | 4.71% | 4.61% |
'Current' is the rate of interest currently available to all new customers.
'Existing' is the rate of interest held by existing customers.
Definitions
*AER
'AER’ stands for ‘Annual Equivalent Rate’ and illustrates what the interest rate would be if interest was paid and compounded once each year.
**Gross
‘Gross’ is the rate of interest without tax deducted.