Interest rates

Our rates may change from time to time, so the rates you see today may not be available tomorrow.

1 Year Fixed Rate

Current rate (fixed)

Date issuedAER%1Gross%2New3/Existing4 customers

29/08/2025

4.50%

4.50%

New customers and maturity customers

Previous rates (fixed)

Date issuedAER%1Gross%2New3/Existing4 customers

05/08/2025

4.30%

4.30%

New customers and maturity customers

20/06/2025

4.40%

4.40%

New customers only

10/06/2025

4.45%

4.45%

New customers only

22/04/2025

4.36%

4.36%

New customers only

11/04/2025

4.51%

4.51%

New customers only

20/03/2025

4.58%

4.58%

New customers only

13/03/2025

4.56%

4.56%

New customers only

Definitions

1 AER

'AER’ stands for 'Annual Equivalent Rate’ and illustrates what the interest rate would be if interest was paid and compounded once each year.


2 Gross

'Gross’ is the rate of interest without tax deducted.


3 New

Available to all customers opening a new savings account


4 Existing

Available to customers who choose to reinvest their savings at the end of the fixed term.