Interest rates
Our rates may change from time to time, so the rates you see today may not be available tomorrow.
6 Month Fixed Rate
Current rate (fixed)
| Date issued | AER%1 | Gross%2 | New3/Existing4 customers |
|---|---|---|---|
16/09/2025 | 4.45% | 4.40% | New customers and existing customers |
Previous rates (fixed)
| Date issued | AER%1 | Gross%2 | New3/Existing4 customers |
|---|---|---|---|
05/08/2025 | 4.30% | 4.25% | New customers and existing customers |
23/07/2025 | 4.24% | 4.20% | New customers only |
08/07/2025 | 4.50% | 4.45% | New customers only |
Definitions
1 AER
'AER’ stands for 'Annual Equivalent Rate’ and illustrates what the interest rate would be if interest was paid and compounded once each year.
2 Gross
'Gross’ is the rate of interest without tax deducted.
3 New
Available to all customers opening a new savings account
4 Existing
Available to customers who choose to reinvest their savings at the end of the fixed term.
