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Interest rates

The interest rates shown are currently applicable to existing customers who were previously with SmartSave.

1 Year Fixed Rate - SmartSave

Previous rates (fixed)

Date issued13/01/2026
AER%14.21%
Gross%24.21%
New3/Existing4 customersExisting customers only
Date issued02/12/2025
AER%14.40%
Gross%24.40%
New3/Existing4 customersExisting customers only
Date issued20/10/2025
AER%14.30%
Gross%24.30%
New3/Existing4 customersExisting customers only
Date issued14/10/2025
AER%14.35%
Gross%24.35%
New3/Existing4 customersExisting customers only
Date issued22/09/2025
AER%14.40%
Gross%24.40%
New3/Existing4 customersExisting customers only
Date issued22/09/2025
AER%14.40%
Gross%24.40%
New3/Existing4 customersExisting customers only
Date issued16/09/2025
AER%14.45%
Gross%24.45%
New3/Existing4 customersExisting customers only
Date issued29/08/2025
AER%14.50%
Gross%24.50%
New3/Existing4 customersExisting customers only
Date issued05/08/2025
AER%14.30%
Gross%24.30%
New3/Existing4 customersExisting customers only
Date issued30/06/2025
AER%14.40%
Gross%24.40%
New3/Existing4 customersExisting customers only

Definitions

1 AER

'AER’ stands for 'Annual Equivalent Rate’ and illustrates what the interest rate would be if interest was paid and compounded once each year.

2 Gross

'Gross’ is the rate of interest without tax deducted.

3 New

Available to all customers opening a new savings account

4 Existing

Available to customers who choose to reinvest their savings at the end of the fixed term.

Back to Chetwood Bank interest rates